The Fund is an effective tool for filling gaps in the regional supply of business capital and, consequently, creating and retaining local jobs.  Potential borrowers must (1) demonstrate a clear need for funding to meet business objectives and (2) certify that the funds cannot be obtained from conventional sources.

While not a substitute for conventional capital sources, this revolving loan fund assumes a reasonable share of the risk in loan packages that offer potential for economic growth in areas such as the following: